Who Controls the Future of Money?

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Digital technologies are reshaping the core functions of commercial banks. In her latest paper, Patricia Meredith argues that Benjamin Franklin’s four foundational questions about money still define today’s debates over digital assets. Read the full paper to examine how stablecoins, central bank digital currencies and shifting global trust are pushing payment systems into a new era.

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Artificial intelligence (AI) is no longer just transforming industries — it’s reshaping the very purpose of work. In his latest commentary, Daniel Araya argues that automation marks the beginning of a new phase in human development, one defined by lifelong learning, cultural flourishing and an “augmented” partnership between humans and machines. Read the full article to understand how AI could become a public operating system and redefine the social contract.

In this commentary, author S. Yash Kalash argues that connectivity is entering a new phase in which networks don’t just transmit information but also sense, learn and adapt as part of a living digital infrastructure. He outlines the coming “Cognitive Network Age,” a paradigm in which communications systems evolve into intelligent substrates that underpin everything from climate modelling to financial stability. Read the full article to examine how networks could become the nervous system of civilization.

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